Hey Jeremy,
the surfacing bit was long enough but the bit you want to use for the grid is shorter? Do you have a weblink to the bit’s specs? You could buy a longer bit.
The problem is known which is why at least on the Original Series Assembling Instructions (I don’t know for Elite) Onefinity suggests a rather thick wasteboard which makes you loose Z travel effectively. The reason lies in the fact that the Onefinity Z assembly and milling motor mount strongly differs from what is usual on gantry-type cnc machines:
Traditional Z Assembly: Video shows how much the spindle mount is able to protrude downward beyond the end of the Z linear rails +
Onefinity Z Assembly: The spindle mount is unable to protrude downwards beyond the end of the Z linear rails